There are multiple reasons why settlements are advantageous to all parties, and many cases do settle for a fair amount. Most importantly, it allows you to get the compensation you need quicker than if you have to go to trial.
However, the personal injury settlement needs to appropriately compensate you for your damages. It must present the best remedy to your case, as you will be unable to reopen the case if you accept a settlement.
Going to trial might take longer to get fair compensation, though it may be worth it if the insurer simply is not offering a fair settlement. John Morrison works on building a thorough case from the beginning. This lets him present a full case to the insurer during settlement negotiations, and prepares your case for trial should that become necessary.