5 Myths about car accident compensation in Georgia
If you have been injured in a car accident in Georgia, you may be entitled to compensation for your medical bills, lost wages, pain and suffering, and other damages. However, some common myths and misconceptions can prevent you from getting the total and fair compensation you deserve. In this blog post, we will debunk five of the most prevalent myths about car accident compensation in Georgia and explain how a skilled and experienced lawyer can help protect your rights and interests.
Myth 1: You don’t need a lawyer if the other driver admits fault
One of the biggest mistakes you can make after a car accident is assuming you don’t need a lawyer if the other driver admits fault. While it may seem like a straightforward case, the reality is that the other driver’s insurance company will do everything it can to minimize or deny your claim. They may try to argue that you were partially or fully at fault, that your injuries are not as severe as you claim, or that you are exaggerating your damages. Without a lawyer, you may accept a lowball offer or lose your case in court.
A car accident lawyer can help you gather and preserve evidence, negotiate with the insurance company, and file a lawsuit if necessary. They can advise you on the best course of action for your situation and ensure you comply with all the legal deadlines and requirements. A lawyer can also represent you in court and advocate for your best interests.
Myth 2: You can file a claim anytime after the accident
Another common myth is that you can file a claim anytime after the accident if you have proof of your injuries and damages. However, this is not true. Georgia has a statute of limitations that limits the time to file a claim after a car accident. Generally, you have two years from the accident date to file a personal injury claim and four years to file a property damage claim. If you fail to file your claim within these time limits, you may lose your right to sue and recover compensation.
Therefore, acting quickly after a car accident and consulting with a lawyer as soon as possible is essential. A lawyer can help you file your claim on time and avoid potential pitfalls that could jeopardize your case.
Myth 3: You can only recover compensation for your medical expenses
Many believe they can only recover compensation for their medical expenses after a car accident. However, this is not true. Georgia law allows you to recover compensation for economic and non-economic damages after a car accident. Economic damages such as medical bills, lost wages, property damage, and out-of-pocket expenses can be easily quantified. Non-economic damages are more subjective and harder to measure, such as pain and suffering, emotional distress, loss of enjoyment of life, and loss of consortium.
The amount of compensation you can recover depends on various factors, such as the severity of your injuries, the extent of your damages, the degree of fault of each party, and the availability of insurance coverage. A car accident lawyer can help you calculate and document your damages and seek the maximum compensation for your case.
Myth 4: You have to accept the first offer from the insurance company
Another myth is that you must accept the insurance company’s first offer after a car accident. However, this is not true. The first offer from the insurance company is usually a lowball offer that does not reflect the actual value of your case. The insurance company aims to settle your claim for as little as possible and avoid paying you what you deserve.
You can reject the first offer and negotiate for a higher amount. You also have the right to file a lawsuit if the insurance company refuses to make a fair offer or denies your claim altogether. A car accident lawyer can help you evaluate the offer and negotiate with the insurance company on your behalf. They can also prepare your case for trial and fight for your rights in court.
Myth 5: You can’t recover compensation if you were partially at fault
The last myth we will discuss is that you can’t recover compensation if you were partially at fault for the car accident. However, this is not true. Georgia follows a modified comparative negligence rule, meaning you can still recover compensation if you were less than 50% at fault for the accident. However, your compensation will be reduced by your percentage of fault.
For example, if you were 25% at fault for the accident and your total damages were $100,000, you could recover $75,000 in compensation ($100,000 minus 25%). However, if you were 50% or more at fault for the accident, you could not recover any compensation.
Therefore, proving that the other driver was more at fault than you for the accident is essential. A car accident lawyer can help you gather and present evidence to support your claim and challenge any allegations of fault from the other party.
Beware of Myths!
Car accidents can be devastating and life-changing events that can cause severe injuries and damage. If you have been injured in a car accident in Georgia, you must know the myths and facts about car accident compensation and how they can affect your case. You must also hire a competent and experienced car accident lawyer to help you navigate the complex legal process and secure the compensation you deserve.At John Morrison Law, we have the knowledge, skills, and resources to handle all car accident cases in Georgia. We will work tirelessly to protect your rights and interests and help you achieve the best possible outcome for your case. Contact us today for a free consultation, and let us help you start your recovery journey.